No Credit? No Problem!
Don't let a low credit score stand in your way. Snap Finance and Progressive Leasing provides lease-to-own financing, giving those with credit challenges the opportunity to get what they need right away.
Lease-to-Own

Snap Financing
Snap No Credit Check Leasing:
- Payments do not start until 10 days after you receive your items
- 12 Month Payment Option
- 100 Day Cash Pay-Off
- No Early Pay-Off Penalty
- Approvals Up To $5,000
- Minimum Lease Amount $150
- No Credit Needed
Requirements For Approval:
- Earn a minimum $1000 per month
- Active Checking Account
- $39 Processing Fee
- Valid SSN or ITIN Number
Lease to Own

Progressive Leasing
Progressive Leasing provides a unique NO CREDIT NEEDED lease purchase option tailor-made for both stores and customers.
Progressive Leasing – No Credit Needed!:
- Payments do not start until 10 days after you receive your items
- 12 Month Lease Term
- 90-Day Purchase Option
- No Credit Needed
Requirements:
- Must be 18 years or older
- Must have valid Social Security Number or ITIN
- Have routing and account numbers for an open and valid checking account
- Have a Credit or debit card
90-Day Purchase Option Disclosure:
Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
Take advantage of your strong credit!
Easily upgrade your home with Synchrony's convenient financing options.

Synchrony Financial
Shop Now, Pay over Time!
Apply In-Store & Online
- Equal payment promotions.
- Deferred interest promotions.
- Fixed pay promotion.
- Good credit score is needed.
- High-interest rates and hidden fees may apply.